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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Brilliant

5
A great credit card . I like it lots . Reviewed on: 11th April 2023
Mark Wylde's avatar
Mark Wylde

Good company

4
Not been with zopa too long but I've had a positive experience. They keep you upto date. You know when payment is due. You have plenty of notice. Reviewed on: 11th April 2023
Derek 's avatar
Derek

Easy to use

5
With bad credit they gave me a chance to transfer balance from another card with 0% interest for 3 months giving me a chance to clear some debt Reviewed on: 11th April 2023
Paula Entwistle's avatar
Paula Entwistle

Number One

5
Money is available when you need it for any emergencies.Good customer service. Reviewed on: 11th April 2023
Margaret Bathew's avatar
Margaret Bathew

Brilliant

5
Simple to use and sign up is easy too, great app to go with it making it quick and easy to manage your funds, make a payment or even just check your remaining balance Reviewed on: 11th April 2023
Joe89's avatar
Joe89

Great Service

5
Very easy application, and great, fast service. Reviewed on: 11th April 2023
MB's avatar
MB

Miss v

5
Very good got expected straight away no problems would recommend to friends Reviewed on: 11th April 2023
Miss v's avatar
Miss v

Great

5
Fantastic way to improve your credit and really easy app to use very pleased Reviewed on: 11th April 2023
Mark billington's avatar
Mark billington

Great credit card

5
Offers a easy to follow balance transfer Reviewed on: 11th April 2023
Bev Davenport's avatar
Bev Davenport

Very flexible and affordable

5
Zopa are very easy to use and very flexible. I am having a good consumer experience. Reviewed on: 11th April 2023
Lindsey Hall's avatar
Lindsey Hall

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