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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Miss v

5
Very good got expected straight away no problems would recommend to friends Reviewed on: 11th April 2023
Miss v's avatar
Miss v

Great

5
Fantastic way to improve your credit and really easy app to use very pleased Reviewed on: 11th April 2023
Mark billington's avatar
Mark billington

Great credit card

5
Offers a easy to follow balance transfer Reviewed on: 11th April 2023
Bev Davenport's avatar
Bev Davenport

Very flexible and affordable

5
Zopa are very easy to use and very flexible. I am having a good consumer experience. Reviewed on: 11th April 2023
Lindsey Hall's avatar
Lindsey Hall

Credit card

5
Straight forward and easy to use. Forward thinking in 2023 Reviewed on: 11th April 2023
Daniel Rudland's avatar
Daniel Rudland

Great way to use credit

5
I live how easy this is to use and really helps me organise and keep on top of my finances Reviewed on: 11th April 2023
Jonny Burridge's avatar
Jonny Burridge

It's very good

5
Very easy to use and they update me with every transaction I do. I really advise people to zopa credit card. Reviewed on: 11th April 2023
Hicham 's avatar
Hicham

Perfect Customer Service

5
Always there to help and assist Reviewed on: 11th April 2023
Roy Dawes's avatar
Roy Dawes

Great

5
Great service friendly staff on phone helpful Reviewed on: 11th April 2023
Beccy shields's avatar
Beccy shields

Great service

5
Found the app easy to use and it’s very informative Reviewed on: 11th April 2023
Andy's avatar
Andy

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