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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic service

So pleased I choose Zopa, very friendly and easy to use. Would highly recommend Reviewed on: 11th April 2023

Great and easy to use

Fast set up . Great option of split balance for transfers and purchases Reviewed on: 11th April 2023

Excellent

Good and nice credit card company, affordable payment, good customer service Reviewed on: 11th April 2023

Bloody fantastic

Very helpful easy to use app easy to setup Reviewed on: 11th April 2023

Highly recommended

Started with a great credit amount and very good apr App is perfect and always getting notifications well in advance of payment So I would definitely recommend Give it ago you won’t be disappointed Reviewed on: 11th April 2023

So far so good

New to Zopa and so far I can't complain Reviewed on: 11th April 2023

So simple

So simple and easy to set up and use. App is great too. Reviewed on: 11th April 2023

Great

So happy that it! So I can’t say nothing wrong about that Reviewed on: 11th April 2023

Really flexible, great app!

The Zopa team and product is flexible and easy to use, which gives confidence to manage your personal financial fluctuations! Reviewed on: 11th April 2023

Credit Card

My application process and opening of my were very smooth. And the running of my card account have been great. Reviewed on: 11th April 2023

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