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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great

So happy that it! So I can’t say nothing wrong about that Reviewed on: 11th April 2023

Really flexible, great app!

The Zopa team and product is flexible and easy to use, which gives confidence to manage your personal financial fluctuations! Reviewed on: 11th April 2023

Credit Card

My application process and opening of my were very smooth. And the running of my card account have been great. Reviewed on: 11th April 2023

Zopa Credit Card

The easiest and most well managed credit facility I've ever known. I wish Zopa had been available years ago! Reviewed on: 11th April 2023

Excellent service

Good service and excellent customer service. Reviewed on: 11th April 2023

Easy transactions

Zopa was very easy to use from start to finish. App us really good, have had no issues. Definitely recommended. Reviewed on: 11th April 2023

Good service

Very good experience with customer service Reviewed on: 11th April 2023

Best run credit card on the market

having had a number of cards over the years, Zopa provides a very easy way to develop and manage your credit. Reviewed on: 11th April 2023

Helpful

Easy easy app and rates very good on credit card Reviewed on: 11th April 2023

Best card I ever had

App is great and the support from the company is 1st class Reviewed on: 11th April 2023

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