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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good service

Very good experience with customer service Reviewed on: 11th April 2023

Best run credit card on the market

having had a number of cards over the years, Zopa provides a very easy way to develop and manage your credit. Reviewed on: 11th April 2023

Helpful

Easy easy app and rates very good on credit card Reviewed on: 11th April 2023

Best card I ever had

App is great and the support from the company is 1st class Reviewed on: 11th April 2023

these people give you a chance

thankyou for accepting when other big names refused me Reviewed on: 11th April 2023

Zopa has been amazing to me can't thank them enough

I needed money quick and they where amazing and fast to lend me the funds I needed thank you Reviewed on: 11th April 2023

Great Credit Card

I have only had my credit card for a few months, but I got a great deal. 0% balance transfer and 0% on new purchases for 3 months. Great company and cannot fault. I pay my balances off every month so do not receive any interest but it's there if I should need either deal. Reviewed on: 11th April 2023

Law Interesting

Zopa is good company and help saving lot of money. Reviewed on: 11th April 2023

Top credit card

They have helped me rebuild my credit score Reviewed on: 11th April 2023

Zopa Credit Card

Quick and easy to apply. I have saved money by transferring an existing balance and taking advantage of Zopa’a 0% interest offer. Reviewed on: 11th April 2023

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