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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Bloody fantastic

Very helpful easy to use app easy to setup Reviewed on: 11th April 2023

Highly recommended

Started with a great credit amount and very good apr App is perfect and always getting notifications well in advance of payment So I would definitely recommend Give it ago you won’t be disappointed Reviewed on: 11th April 2023

So far so good

New to Zopa and so far I can't complain Reviewed on: 11th April 2023

So simple

So simple and easy to set up and use. App is great too. Reviewed on: 11th April 2023

Great

So happy that it! So I can’t say nothing wrong about that Reviewed on: 11th April 2023

Really flexible, great app!

The Zopa team and product is flexible and easy to use, which gives confidence to manage your personal financial fluctuations! Reviewed on: 11th April 2023

Credit Card

My application process and opening of my were very smooth. And the running of my card account have been great. Reviewed on: 11th April 2023

Zopa Credit Card

The easiest and most well managed credit facility I've ever known. I wish Zopa had been available years ago! Reviewed on: 11th April 2023

Excellent service

Good service and excellent customer service. Reviewed on: 11th April 2023

Easy transactions

Zopa was very easy to use from start to finish. App us really good, have had no issues. Definitely recommended. Reviewed on: 11th April 2023

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