Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service

Excellent company service proved met all my needs simple process to follow when applying for my card decision took no time card was with me within a week balance transfer simple easy to follow will be recommending to everyone I know thank you for such excellent service Reviewed on: 11th April 2023

Simply fantastic

Easy to set up and you always know where you stand. There are no complaints here would recommend Reviewed on: 11th April 2023

Brilliant company

Had zopa card to balance transfer, no issues . Brilliant service Reviewed on: 11th April 2023

Best credit card

Amazing customer experience! Amazing card! Amazing people. Reviewed on: 11th April 2023

Great company

Great company, app works a treat customer service and care top class what more do you need Reviewed on: 11th April 2023

Simple, Helpful, Easy.

From the word go Zopa have been a breeze to deal with. Simple to get set up. Helpful throughout the process and easy to keep track of all your transactions. Highly recommended! Reviewed on: 11th April 2023

Help when needed

Zopa was there for me even when my credit rating was not too good but offered me a credit card with a manageable limit which was good for me.Grateful to Zopa! Reviewed on: 11th April 2023

Fantastic service

So pleased I choose Zopa, very friendly and easy to use. Would highly recommend Reviewed on: 11th April 2023

Great and easy to use

Fast set up . Great option of split balance for transfers and purchases Reviewed on: 11th April 2023

Excellent

Good and nice credit card company, affordable payment, good customer service Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Charge Card
from American Express 4.20 from 24 reviews
Hilton Honors Credit Card
from Barclaycard 4.10 from 11 reviews
Clear Rate Platinum Credit Card
from NatWest 3.90 from 21 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub