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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Card was fast, easy and arrived on time

Time to to time review, got my card quickly and fast. It was delivered before date. If you’re looking for a card to start, I’ll recommend Zopa Reviewed on: 11th April 2023

Easy and affordable control

Have been a member now for a few months and find the ease of access and control in the app helping you to review my finances and pay back with instant updates..the support through the app is also second to none well done zopa excellent peoduct Reviewed on: 11th April 2023

best card ever

very easy to use app with plenty of good reminders. Reviewed on: 11th April 2023

Gives you a 2nd chance

Really great full of the company giving me the chance to build my credit rating when most other companies decline your application..credit card very handy if you watch your spending Reviewed on: 11th April 2023

Great service when I applied for credit card

I was very pleased to have a credit card on the first attempt Reviewed on: 11th April 2023

Easy to use card

The zopa card and app are very easy to use,good communication and frequent updates about your account,would easily recommend Reviewed on: 11th April 2023

Simple but effective card

The app works perfectly, unlike other cards interest APR easy to find, payments into the credit card are pretty much instant so if your a little short of using the card you can add money and use it nearly instantly. Easiest card I have Reviewed on: 11th April 2023

Very quick

Applied,accepted,card arrived within 5 days,amazing Reviewed on: 11th April 2023

I like zopa

Excellent company they are helping me about the time of my problem Reviewed on: 11th April 2023

Good card to build your credit ratings

Good card to build your credit ratings Reviewed on: 11th April 2023

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