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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy to mange

Great easy service , very effective to mange Reviewed on: 11th April 2023

Best

Zopa is the best to be with as the process is easy to go through they don't make anything that you can not understand Reviewed on: 11th April 2023

Really good, Great app

The app is really good, Application process straightforward, upfront with information without being in your face all the time Reviewed on: 11th April 2023

Relaiable

Found them easy to use and on hand should you need help. Reviewed on: 11th April 2023

Good Card

Good card and set up process/security very efficient. Reviewed on: 11th April 2023

Michael king.

The ZOPA credit card Application was VERY straightforward, and easy to Apply for. - and everything was explained properly.— I wouldn’t hesitate to recommend them.- they treat you like a proper customer!! Reviewed on: 11th April 2023

Easy to use/manage Credit Card

Easy to manage Credit Card using the App. All the important information required to manage and pay credit card balance is on the App - very helpful. Reviewed on: 11th April 2023

Fantastic and honest

An absolutely amazing and honest company to be with. Reviewed on: 11th April 2023

Overall Good Service

I have just was looking in my credit Experian site and I saw Zopa there. It was cheap rates than any other cards I gone ahead with it. Started to use it. Professional application on Apple. Easy and clearly to use. Thanks Zopa. Reviewed on: 11th April 2023

Great Company

Very polite service and website really easy to use Reviewed on: 11th April 2023

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