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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best ever!!

Helped me during times of need. Very easy to use app and friendly staff. Reviewed on: 11th April 2023

Simple

Zooa has been great, a simple process led by simple instruction. An easy to follow App with easy to find information. Very happy so far. Reviewed on: 11th April 2023

Credit card

Was looking to build up my credit score and this is what Zopa just did!! Reviewed on: 11th April 2023

Easy

Very quick and easy to apply from beginning to receiving my card Reviewed on: 11th April 2023

Easy to mange

Great easy service , very effective to mange Reviewed on: 11th April 2023

Best

Zopa is the best to be with as the process is easy to go through they don't make anything that you can not understand Reviewed on: 11th April 2023

Really good, Great app

The app is really good, Application process straightforward, upfront with information without being in your face all the time Reviewed on: 11th April 2023

Relaiable

Found them easy to use and on hand should you need help. Reviewed on: 11th April 2023

Good Card

Good card and set up process/security very efficient. Reviewed on: 11th April 2023

Michael king.

The ZOPA credit card Application was VERY straightforward, and easy to Apply for. - and everything was explained properly.— I wouldn’t hesitate to recommend them.- they treat you like a proper customer!! Reviewed on: 11th April 2023

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