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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent service

The customer services and the app is so good, I have transferred all my other cards there. Reviewed on: 11th April 2023

Excellent service !!

Zopa give me credibility and I thing isn't only credit card, is friends!!! Reviewed on: 11th April 2023

Super Easy and Quick

I love the way they deal with customers and how quick they were to get me all set up. Reviewed on: 11th April 2023

Great

Amazing service great credit card Reviewed on: 11th April 2023

Enjoying the card

They are good and easy to use, like the app so user friendly Reviewed on: 11th April 2023

So easy

I was able to get one easy and the staff are really fast and helpful Reviewed on: 11th April 2023

Best ever!!

Helped me during times of need. Very easy to use app and friendly staff. Reviewed on: 11th April 2023

Simple

Zooa has been great, a simple process led by simple instruction. An easy to follow App with easy to find information. Very happy so far. Reviewed on: 11th April 2023

Credit card

Was looking to build up my credit score and this is what Zopa just did!! Reviewed on: 11th April 2023

Easy

Very quick and easy to apply from beginning to receiving my card Reviewed on: 11th April 2023

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