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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Instant credit at your fingertips

Helpful, manageable credit with a well constructed app to follow. Excellent advice tips and communication Reviewed on: 11th April 2023

Perfect card

Everything is so simple to maintain and manage. Super speedy in everything they do, and you can do everything you need to on a daily basis on the app! Reviewed on: 11th April 2023

Very easy and straightforward to use

I have used my card a couple of times it’s easy to use the app is very well explanatory and everything is on there you need to know would highly recommend this credit card Reviewed on: 11th April 2023

Easy to use

All I can say is what a fantastic credit card easy to use and easy to keep on track. J really enjoy the text message you recieve after every use and the fact it also tell you how much balance you have remaining definitely a 5* from me Reviewed on: 11th April 2023

Excellent service

The customer services and the app is so good, I have transferred all my other cards there. Reviewed on: 11th April 2023

Excellent service !!

Zopa give me credibility and I thing isn't only credit card, is friends!!! Reviewed on: 11th April 2023

Super Easy and Quick

I love the way they deal with customers and how quick they were to get me all set up. Reviewed on: 11th April 2023

Great

Amazing service great credit card Reviewed on: 11th April 2023

Enjoying the card

They are good and easy to use, like the app so user friendly Reviewed on: 11th April 2023

So easy

I was able to get one easy and the staff are really fast and helpful Reviewed on: 11th April 2023

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