Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

View other Zopa products

4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

EXCELLENT CARD

Zopa credit card is one of the best I ve ever had! Reviewed on: 11th April 2023

Excellent

Amazing clear and easy process and communication. Very user friendly app. Non stressful Reviewed on: 11th April 2023

Easy as pie

From application to getting the card was straight forward hassle free Reviewed on: 11th April 2023

Fantastic

What can I say apart from fantastic it just sums up everything about Zopa Reviewed on: 11th April 2023

zopa most reliable

zopa hassle free transaction, user friendly interface. Simply the best Reviewed on: 11th April 2023

Excellent service

Excellent service with no problems whatsoever Reviewed on: 11th April 2023

Fab

Staff always on hand to help, app simple, Reviewed on: 11th April 2023

Zoopa credit card

Very easy to get the zoopa card would recommend to friends and family Reviewed on: 11th April 2023

Easy to use

Convenient way to spend and pay back Reviewed on: 11th April 2023

Fantastic company and card

Fantastic credit card. Easy to apply, the terms are clear and brilliant customer services. The app is excellent too, all the info you could need at your fingertips. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clubcard credit cards
from Tesco Bank 3.97 from 349 reviews
Fluid credit card
from NewDay 3.88 from 105 reviews
Everyday credit cards
from Lloyds Bank 4.10 from 68 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Current account
from Zopa 4.83 from 6600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub