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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great rates

5
Great rates and really good customer services Reviewed on: 11th April 2023
Tracy Cooper's avatar
Tracy Cooper

Easy to apply

5
easy to apply, quickly to get your account set up Reviewed on: 11th April 2023
Maria 's avatar
Maria

Excellent

5
Great card and can manage in the app Reviewed on: 11th April 2023
Carron Louise Scott's avatar
Carron Louise Scott

Great credit card

5
Love the Zopa credit card flexibility Reviewed on: 11th April 2023
Darren Harris's avatar
Darren Harris

EXCELLENT CARD

5
Zopa credit card is one of the best I ve ever had! Reviewed on: 11th April 2023
maciej ramsh's avatar
maciej ramsh

Excellent

5
Amazing clear and easy process and communication. Very user friendly app. Non stressful Reviewed on: 11th April 2023
Jade's avatar
Jade

Easy as pie

5
From application to getting the card was straight forward hassle free Reviewed on: 11th April 2023
Anthony Rimell's avatar
Anthony Rimell

Fantastic

5
What can I say apart from fantastic it just sums up everything about Zopa Reviewed on: 11th April 2023
Kevin's avatar
Kevin

zopa most reliable

5
zopa hassle free transaction, user friendly interface. Simply the best Reviewed on: 11th April 2023
John Naval's avatar
John Naval

Excellent service

5
Excellent service with no problems whatsoever Reviewed on: 11th April 2023
Wayne Butler's avatar
Wayne Butler

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