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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great card

Easy to use, nice app on phone great card and service. Definitely recommend Reviewed on: 11th April 2023

Good

Very good services , easy to use. I likes it Reviewed on: 11th April 2023

Very cool

Use easy everyday to make my shopping Reviewed on: 11th April 2023

One of the best credit cards

Nice and tidy app, easy to use and friendly interface Reviewed on: 11th April 2023

NOT TO BAD

Not a bad bunch considering the working family man like my self that struggles with a large family of 6 ! This credit card company have been an absolute god send especially everything going on at the moment in the world ... My bills and food expenses are at crazy prices and I'm really struggling !!! But zopa have taken the weight off my shoulders ! My family shall eat for another night THANK YOU Reviewed on: 11th April 2023

First Class Service!

Easy to apply and then easy to manage on the App! No fuss, no hassle! Reviewed on: 11th April 2023

Great rates

Great rates and really good customer services Reviewed on: 11th April 2023

Easy to apply

easy to apply, quickly to get your account set up Reviewed on: 11th April 2023

Excellent

Great card and can manage in the app Reviewed on: 11th April 2023

Great credit card

Love the Zopa credit card flexibility Reviewed on: 11th April 2023

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