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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Simple Easy Fast

Applying for a Zopa credit card was so simple and straightforward and the process was so fast, I received my credit card almost immediately with a great credit limit. It's also so easy to manage from the Zopa app, its brilliant. Reviewed on: 11th April 2023

Absolutely happy

My card arrived sooner than I was accepting. Immediately ready to use. Reviewed on: 11th April 2023

Always helpful

I’ve only had to make a few calls to Zopa and they have sorted my request out over the phone without issues. And their app is so easy to use!! Reviewed on: 11th April 2023

Top company and app.

Straightforward application, easy to use app and helpful staff. Always kept up to date with spending 10/0 Reviewed on: 11th April 2023

Great card

Easy to use, nice app on phone great card and service. Definitely recommend Reviewed on: 11th April 2023

Good

Very good services , easy to use. I likes it Reviewed on: 11th April 2023

Very cool

Use easy everyday to make my shopping Reviewed on: 11th April 2023

One of the best credit cards

Nice and tidy app, easy to use and friendly interface Reviewed on: 11th April 2023

NOT TO BAD

Not a bad bunch considering the working family man like my self that struggles with a large family of 6 ! This credit card company have been an absolute god send especially everything going on at the moment in the world ... My bills and food expenses are at crazy prices and I'm really struggling !!! But zopa have taken the weight off my shoulders ! My family shall eat for another night THANK YOU Reviewed on: 11th April 2023

First Class Service!

Easy to apply and then easy to manage on the App! No fuss, no hassle! Reviewed on: 11th April 2023

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