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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Everything all in one spot

A simple app to use to help you keep on top of your borrowing. Offers which help support your credit score and help you to lend in a way affordable to you Reviewed on: 11th April 2023

Easy and simple app

Easy and simple app and tap and go service ideal Reviewed on: 11th April 2023

Great company

Easy to deal with and the app makes your life so simple. Reviewed on: 11th April 2023

excellent service

My experience so far with Zopa has been good, I would recommend their service Reviewed on: 11th April 2023

Cc

Easy application met my individual needs all sorted promptly kept updated regarding everything very supportive Reviewed on: 11th April 2023

Great alround

5stars been very good from when I first got my card Reviewed on: 11th April 2023

Good affordable card great for emergencies

I got this card and with separate balance transfer limit which has really helped me out and made things more affordable for myself in difficult times for all. Reviewed on: 11th April 2023

Top quality across the board

Easy to use app, great customer service, efficient application process Reviewed on: 11th April 2023

The card is very to use

The card is very easy to use and the app is also very useful and easy to use and navigate Reviewed on: 11th April 2023

Great service and app

Very convenient to use the app to check a check on spending and repayments helping you feel in control of your finances Reviewed on: 11th April 2023

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