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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good affordable card great for emergencies

I got this card and with separate balance transfer limit which has really helped me out and made things more affordable for myself in difficult times for all. Reviewed on: 11th April 2023

Top quality across the board

Easy to use app, great customer service, efficient application process Reviewed on: 11th April 2023

The card is very to use

The card is very easy to use and the app is also very useful and easy to use and navigate Reviewed on: 11th April 2023

Great service and app

Very convenient to use the app to check a check on spending and repayments helping you feel in control of your finances Reviewed on: 11th April 2023

Excellent service

My experience with zopa has been fantastic the app is easy to use and the customer service is exceptional would 100% recommend Reviewed on: 11th April 2023

Credit card

So simple with the app I wouldn't be without it Reviewed on: 11th April 2023

Just like it said

Excellent easy perfect smart affordable Reviewed on: 11th April 2023

Very handy

It's very handy card to work with and allows you to keep on top of your payments weekly monthly to suit Reviewed on: 11th April 2023

Excellent provider

Easy to use app, excellent customer service Reviewed on: 11th April 2023

Flexible friend Zopa

I use my flexible friend , I feel safe at anytime having it in my possession if I get stranded in any way. I know to pay money back too after using Zopa credit card, then you always have a plastic friend in zopa. Reviewed on: 11th April 2023

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