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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Great card

5
Good to have credit card when it’s comes emergency for you Reviewed on: 11th April 2023
Egidijus Venckus's avatar
Egidijus Venckus

Great company

5
Great customer service easy to deal overall Great company Reviewed on: 11th April 2023
Marcus Paton's avatar
Marcus Paton

App

5
The app shows clearly how much you spent and when your bill due. Also tells you how much interested you pay on the next mouth for me this makes zopa the best credit card supplier. So easy to use if you need to call them they always polite and very helpful. Reviewed on: 11th April 2023
Derek 's avatar
Derek

So easy and hassle free

5
Never had a simpler application, quick, decisive and hassle free. Reviewed on: 11th April 2023
Elizabeth's avatar
Elizabeth

Everything all in one spot

5
A simple app to use to help you keep on top of your borrowing. Offers which help support your credit score and help you to lend in a way affordable to you Reviewed on: 11th April 2023
Laura's avatar
Laura

Easy and simple app

5
Easy and simple app and tap and go service ideal Reviewed on: 11th April 2023
Lavern Maans Fugeti's avatar
Lavern Maans Fugeti

Great company

5
Easy to deal with and the app makes your life so simple. Reviewed on: 11th April 2023
Alastair Robertson's avatar
Alastair Robertson

excellent service

5
My experience so far with Zopa has been good, I would recommend their service Reviewed on: 11th April 2023
Felister Dibia's avatar
Felister Dibia

Cc

5
Easy application met my individual needs all sorted promptly kept updated regarding everything very supportive Reviewed on: 11th April 2023
Sue Cullen's avatar
Sue Cullen

Great alround

5
5stars been very good from when I first got my card Reviewed on: 11th April 2023
Shaun Davies 's avatar
Shaun Davies

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