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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Credit card

Flexible repayment plan, overal satisfactory. Acceptable on almost all online payments platforms. Reviewed on: 11th April 2023

Brilliant just Brilliant!

Easy application process no complicated jargon with the best communication. The product is right for me and I guess the same for 1000s of other customers,. I must end the customer service is brilliant l. Reviewed on: 11th April 2023

Good review

Took out a credit card with zopa. Application was nice and easy. The app is also easy to use. Really satisfied with the zopa experience Reviewed on: 11th April 2023

zopa credit card

the best credit card ever , easy to use and very easy application. Reviewed on: 11th April 2023

Excellent service

No trouble smooth transactions every time. Reviewed on: 11th April 2023

Easy to deal with.

Easy application process, I was accepted and had the card a few days later. Quick easy process and would definitely recommend. Reviewed on: 11th April 2023

Very helpful

Helpful and was so right in time the decision came quick and helped a lot very easy to use Reviewed on: 11th April 2023

I know where I stand with payments and interest

Never had a problem with this card provider Reviewed on: 11th April 2023

So easy to use

Amazing. So easy to use and you can track your spending, credit score and much more just by one click on the app. I love it! Reviewed on: 11th April 2023

Great service

App is easy to use. Limits explained. Great card, especially for building up your credit rating. Reviewed on: 11th April 2023

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