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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Good service

5
Excellent service easy to apply very friendly and a very easy to understand app thanks zopa. Reviewed on: 11th April 2023
Andrew Barkham 's avatar
Andrew Barkham

Applied accepted soryed

5
Applied for credit card decision made in 30 seconds. Onwards and upwards Reviewed on: 11th April 2023
eharris9580@googlemail.com's avatar
[email protected]

Excellent

5
Very user friendly and easy to use Reviewed on: 11th April 2023
devender reddy's avatar
devender reddy

My Zopa Card

5
Excellent service and acceptance! I highly reccomend Zopa. Reviewed on: 11th April 2023
Anita Bazzoni's avatar
Anita Bazzoni

Excellent

5
Very good credit card" and the interest very good. And there service and and customers service in very good as well. Reviewed on: 11th April 2023
Fatimoh Bakre's avatar
Fatimoh Bakre

fantastic bank

5
A very easy app to use, everything is so simple to understand i would highly recomend ZOPA to anyone looking for a credit card. Reviewed on: 11th April 2023
Neil Malcolme Edwards's avatar
Neil Malcolme Edwards

Great

5
I don’t have perfect credit , but Zopa came up trumps , and gave me a credit card with a good apr . 1st class service Reviewed on: 11th April 2023
Sparrky70's avatar
Sparrky70

Easy and straight forward

5
Great way of building your credit score Reviewed on: 11th April 2023
Andy Maycock's avatar
Andy Maycock

Service

5
Perfect service from application to receiving card Reviewed on: 11th April 2023
kevin bragg's avatar
kevin bragg

Excellent Service

4
Satisfied experience and amazing customer service. Reviewed on: 11th April 2023
asad mehmood's avatar
asad mehmood

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