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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great

5
I don’t have perfect credit , but Zopa came up trumps , and gave me a credit card with a good apr . 1st class service Reviewed on: 11th April 2023
Sparrky70's avatar
Sparrky70

Easy and straight forward

5
Great way of building your credit score Reviewed on: 11th April 2023
Andy Maycock's avatar
Andy Maycock

Service

5
Perfect service from application to receiving card Reviewed on: 11th April 2023
kevin bragg's avatar
kevin bragg

Excellent Service

4
Satisfied experience and amazing customer service. Reviewed on: 11th April 2023
asad mehmood's avatar
asad mehmood

Great

5
Great experience from applying to receiving the card. All managed online and easy to check my balance and make a payment. Reviewed on: 11th April 2023
VicB85's avatar
VicB85

Brilliant customer service

5
So easy to speak to someone from customer services with any queries and the app is super easy to use. Reviewed on: 11th April 2023
Sara's avatar
Sara

Very easy and easy

5
Have been very happy with their help and support Reviewed on: 11th April 2023
Sarah Hicks 's avatar
Sarah Hicks

Card in need

5
Zopa app has all the features to help a customer Reviewed on: 11th April 2023
A's avatar
A

Simply a pleasure to deal with

5
I cannot say enough in t3gards to how helpful and manageable having an account with Zopa can be. I have a credit card and the ease of following my transactions, being able to activate phone notifications if you pose your card, means to check and change anything via the app you can easily download..and....there is the chance yoi can increase your credit value by simply keeping upto date with your account. I have already recommended 3 people and will continue to do so Reviewed on: 11th April 2023
Daniel Palmer's avatar
Daniel Palmer

Best credit card

5
Had a credit card to better my credit score and couldn't be happier. Finally feel like a grown up again haha. Thank you Reviewed on: 11th April 2023
Aprangl's avatar
Aprangl

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