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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Verry good!

5
Verry good ! Nice colaboration with them Reviewed on: 11th April 2023
Alex's avatar
Alex

Very good

5
Very good Credit card, suitable for my needs Reviewed on: 11th April 2023
Kancelaria Prawna's avatar
Kancelaria Prawna

Rebuilding credit

5
Amazing at rebuilding my credit rating. They keep the limit affordable to pay back in full end of month and the app is fantastic and more importantly works, every time I need it. Using this credit card to rebuild my credit rating after a redundancy really messed with my finances. The approval really made me feel human again. Thank you Zopa. Reviewed on: 11th April 2023
Lisa's avatar
Lisa

Excellent

5
Easy to apply and easy to use app, what more can you ask for 10/10 Reviewed on: 11th April 2023
Danny Bixby's avatar
Danny Bixby

Good service

5
Excellent service easy to apply very friendly and a very easy to understand app thanks zopa. Reviewed on: 11th April 2023
Andrew Barkham 's avatar
Andrew Barkham

Applied accepted soryed

5
Applied for credit card decision made in 30 seconds. Onwards and upwards Reviewed on: 11th April 2023
eharris9580@googlemail.com's avatar
[email protected]

Excellent

5
Very user friendly and easy to use Reviewed on: 11th April 2023
devender reddy's avatar
devender reddy

My Zopa Card

5
Excellent service and acceptance! I highly reccomend Zopa. Reviewed on: 11th April 2023
Anita Bazzoni's avatar
Anita Bazzoni

Excellent

5
Very good credit card" and the interest very good. And there service and and customers service in very good as well. Reviewed on: 11th April 2023
Fatimoh Bakre's avatar
Fatimoh Bakre

fantastic bank

5
A very easy app to use, everything is so simple to understand i would highly recomend ZOPA to anyone looking for a credit card. Reviewed on: 11th April 2023
Neil Malcolme Edwards's avatar
Neil Malcolme Edwards

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