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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Swift no nonsense end to end experience

As per the title. Swift application process and plush UI on the app Happy Reviewed on: 11th April 2023

Zopa tastic

great card great service i would recommend go every one 100% Reviewed on: 11th April 2023

Great product and excellent customer service

I have had my zopa credit card for over a year now, and think it's a great product. If I've ever had a problem (operator error), the customer service team have been excellent and extremely helpful. I wouldn't hesitate to recommend zopa to others. Reviewed on: 11th April 2023

Great Service

Card application was smooth and the customer service is great. I highly recommend. Reviewed on: 11th April 2023

Gives you great options

Zopa credit card has given me great options for spending and balance transfers, it also has the benefit of helping me with my credit score. Would highly recommend this product. Reviewed on: 11th April 2023

Very easy to use

No hassle using crrdit card or app Reviewed on: 11th April 2023

Great Card and App

App super easy to use and card great for everyday use. Great job team Zopa! Reviewed on: 11th April 2023

Best card around

So easy to apply for and keeps you updated on your spending after every transaction ,and your credit rating. Reviewed on: 11th April 2023

Great Card

Versatile little card with great functionality Reviewed on: 11th April 2023

Communicative

Great communication with this service. Easy interface and a joy to work with. Reviewed on: 11th April 2023

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