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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great Card and App

App super easy to use and card great for everyday use. Great job team Zopa! Reviewed on: 11th April 2023

Best card around

So easy to apply for and keeps you updated on your spending after every transaction ,and your credit rating. Reviewed on: 11th April 2023

Great Card

Versatile little card with great functionality Reviewed on: 11th April 2023

Communicative

Great communication with this service. Easy interface and a joy to work with. Reviewed on: 11th April 2023

Amazing

Easy from start to finnish and great after care. Reviewed on: 11th April 2023

Great

Excellent service been with them for a while now no problem at all Reviewed on: 11th April 2023

Outstanding experience

Easy processing and immediate customer advises. Reviewed on: 11th April 2023

Balance transfer

Quick and easy balance transfer! 0% absolutely amazing! So helpful thanks so much :) Reviewed on: 11th April 2023

Fantastic company!

Reallly helpful and professional lender that’s meets the requirements of all its recipients Reviewed on: 11th April 2023

First credit card since iva

I got this card to help build my credit after having a Iva. I spend a little on it and pay it straight off. So far in a month my credit rating has gone up 129 points. The application for the card was an instant decision and the app is extremely simple to use. Reviewed on: 11th April 2023

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