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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

5*

Easy to stay in control of your credit Reviewed on: 11th April 2023

Great

Great card great app very easy to use. Reviewed on: 11th April 2023

Good card

Nice easy to use cars and affordable Reviewed on: 11th April 2023

I am very like it

It's tha best car you well erer had Reviewed on: 11th April 2023

Swift no nonsense end to end experience

As per the title. Swift application process and plush UI on the app Happy Reviewed on: 11th April 2023

Zopa tastic

great card great service i would recommend go every one 100% Reviewed on: 11th April 2023

Great product and excellent customer service

I have had my zopa credit card for over a year now, and think it's a great product. If I've ever had a problem (operator error), the customer service team have been excellent and extremely helpful. I wouldn't hesitate to recommend zopa to others. Reviewed on: 11th April 2023

Great Service

Card application was smooth and the customer service is great. I highly recommend. Reviewed on: 11th April 2023

Gives you great options

Zopa credit card has given me great options for spending and balance transfers, it also has the benefit of helping me with my credit score. Would highly recommend this product. Reviewed on: 11th April 2023

Very easy to use

No hassle using crrdit card or app Reviewed on: 11th April 2023

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