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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant credit

Fast and excellent service. I was given the rate I was offered on application Reviewed on: 11th April 2023

Easy and Trustworthy

Easy to apply for and sensible, honest limit offered. Saved me in a time of need too Reviewed on: 11th April 2023

Quick easy 5 star service

I was looking to build my credit rating and applied for a credit card with Zopa The application process was quick and easy and the card came in a little over 48hrs The app is first class and allows you to monitor spending and make payments very easily with no fuss Would highly recommend zopa to anyone Reviewed on: 11th April 2023

Best credit card

Best service I ever had , Quick response and very easy app to use. Reviewed on: 11th April 2023

My experience

Excellent in every way,no problems whatsoever thanks Reviewed on: 11th April 2023

Amazing and quick

I would recommend this card to anyway wanting to build there credit rating. Was a easy and efficient application Reviewed on: 11th April 2023

Brilliant credit card

Very easy to use, everything explained clearly, I have 5 credit cards and Zopa is definitely one of the best I use Reviewed on: 11th April 2023

So easy to use

Super easy to use the app. Nothing is too complicated and the rates are great. Reviewed on: 11th April 2023

Good service all time

Good service all time and zopa Reviewed on: 11th April 2023

Credit card magic

The best credit card ever to have, so easy to use and staff very helpful, don't go elsewhere!!!!! Reviewed on: 11th April 2023

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