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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

My experience

Excellent in every way,no problems whatsoever thanks Reviewed on: 11th April 2023

Amazing and quick

I would recommend this card to anyway wanting to build there credit rating. Was a easy and efficient application Reviewed on: 11th April 2023

Brilliant credit card

Very easy to use, everything explained clearly, I have 5 credit cards and Zopa is definitely one of the best I use Reviewed on: 11th April 2023

So easy to use

Super easy to use the app. Nothing is too complicated and the rates are great. Reviewed on: 11th April 2023

Good service all time

Good service all time and zopa Reviewed on: 11th April 2023

Credit card magic

The best credit card ever to have, so easy to use and staff very helpful, don't go elsewhere!!!!! Reviewed on: 11th April 2023

Best service

It is pleasure to use this credit app and its Quiet amazing Reviewed on: 11th April 2023

Brilliant

Zopa helped me when others would not, the opportunity and service have been just brilliant. Reviewed on: 11th April 2023

Great card no bother

This card is yours don't bother you just so cool Reviewed on: 11th April 2023

Excellent

Great service. Easy to use app. Easy to navigate. Clear and precise information. Reviewed on: 11th April 2023

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