Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best service

It is pleasure to use this credit app and its Quiet amazing Reviewed on: 11th April 2023

Brilliant

Zopa helped me when others would not, the opportunity and service have been just brilliant. Reviewed on: 11th April 2023

Great card no bother

This card is yours don't bother you just so cool Reviewed on: 11th April 2023

Excellent

Great service. Easy to use app. Easy to navigate. Clear and precise information. Reviewed on: 11th April 2023

1st Class

Brilliant company keeps you up to date to keep you in track with your finances. Reviewed on: 11th April 2023

Does what is says on the tin

Good app allows total control of the credit card which is very useful and does what it says on the tin. Reviewed on: 11th April 2023

Great for starting out

I moved back to UK after living abroad for 15 years, I had to start my credit score from scratch. Zopa was the only company to give me a chance, very user friendly and simple to sign up. Reviewed on: 11th April 2023

Credit card

I use this credit card I am very satisfied very much. Reviewed on: 11th April 2023

Great

Great else way to pay Iwill tell my friends and family Reviewed on: 11th April 2023

Very like

Very good experience and I am'e very sastifactory and I am'e very appy like zopa credit card so than kiou very much Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday spending credit cards
from Halifax 4.38 from 75 reviews
Credit card
from 118 118 Money 4.73 from 5643 reviews
Premier Credit Card
from HSBC 4.12 from 20 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub