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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card

Brill card app fantastic no foreign fees love it Reviewed on: 11th April 2023

Zopa-tastic

Great account looking after my interest in a sensible responsible way! Reviewed on: 11th April 2023

Very easy to do a balance transfer!

I didn't have any problem at all in transfering my credit card balance to 0% for 3 months with Zopa. Very happy! Reviewed on: 11th April 2023

Excellent all round service

Great service very helpful great app to manage Reviewed on: 11th April 2023

Good company

Very good company with exceptional customer service and understanding of what people need Reviewed on: 11th April 2023

Simple to understand and manage

Easy application process, no complicated jargon and a fantastic app Reviewed on: 11th April 2023

Absolutely fantastic

Absolutely fantastic company good app easy to use and track finances all round good provider Reviewed on: 11th April 2023

Seamless Process

To check your balance, make the payment view other products is straightforward. The app is very modern Reviewed on: 11th April 2023

Stress Free - Yay!

Zopa provides the most pain free and quickest service of any product I have taken out before, plus the dashboard is really user friendly and visual, not clunky and unappealing. Reviewed on: 11th April 2023

Very easy to manage

There website is easy to access and understand and there rates are good Reviewed on: 11th April 2023

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