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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best credit card

Very generous with first limit would definitely recommend Reviewed on: 11th April 2023

Excellent service

Fantastic company with excellent customer service and support. So much better than the normal pass around approach by major banks when trying to get help. Reviewed on: 11th April 2023

fantastic product

Great service and APP features. Reviewed on: 11th April 2023

easy to use

Really easy to use and quick to update Reviewed on: 11th April 2023

Zopa

Quick easy very helpful to build credit Reviewed on: 11th April 2023

Such a great credit card service

The application process was so easy and quick I was really impressed. The App makes using the credit card a dream. I love being in the knowledge that the app tracks my spending and keeps me up to date on the usage. I couldn’t fault a thing. Only one request for the future would be to add Apple Pay compatibility. Reviewed on: 11th April 2023

Very good

Zopa is very good credit card, reliable and fast payments Reviewed on: 11th April 2023

Brilliant Company

Zopa came to me and offered me credit to boost my credit score. I have boosted my credit so much over the last year I so happy they approved me Reviewed on: 11th April 2023

Great credit card

East to use app and instant approval Reviewed on: 11th April 2023

Credit card

Applying was easy and fast. The card came very quickly. Friendly service and helpful staff. App is great and easy to use. 10 out 10 from me Reviewed on: 11th April 2023

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