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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Absolute trash of a company

If I could vote 0 I would.selfish company once I clear my credit card with them I’m out Reviewed on: 11th April 2023

Very helpful

I have found Zopa to be very helpful and not pushy and if I have had a problem making a payment they were very understanding and quick to help Reviewed on: 11th April 2023

Recommended and will recommend

Excellent communication and service provided. Reviewed on: 11th April 2023

Fantastic Credit Card Provider

Not only do they offer brilliant customer service, but they have an easy app to use which makes using my credit card so much easier and I can keep a track on my spending. Best provider out there! Reviewed on: 11th April 2023

Zopa

I would like to vote for Zopa,for they explain everything to do with Banking and how to use a credit card rightly.I have never come away from talking to them with out thinking they have misled me. Reviewed on: 11th April 2023

10 star I recommend Zopa to friends and family

They easy to use and easy to use their online app Reviewed on: 11th April 2023

Excellent card

Great card with good perks especially the credit performance and actions feature Reviewed on: 11th April 2023

Best credit card

Very generous with first limit would definitely recommend Reviewed on: 11th April 2023

Excellent service

Fantastic company with excellent customer service and support. So much better than the normal pass around approach by major banks when trying to get help. Reviewed on: 11th April 2023

fantastic product

Great service and APP features. Reviewed on: 11th April 2023

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