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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing

When i apply for thus credit card I was amazed how fast it was to get accepted.and sence u got it it’s amazing.easy to pay pay and when ever you need help everyone it’s very helpful in the phone Reviewed on: 11th April 2023

Easy, friendly

Zopa is very good company the app is very easy to use to stay on top of my finances and pay extra when I want too. Reviewed on: 11th April 2023

Big help

Very helpful, truly recommend to friends Reviewed on: 11th April 2023

It has been a nice experience

My request and demands are met on time Reviewed on: 11th April 2023

Excellent

Very good service, the app is very easy to use, Great card to build credit back up Reviewed on: 11th April 2023

Great provider

Great service give you a chance. Reviewed on: 11th April 2023

Very Satisfactory

Zopa's credit card experience has been a smooth one with customer-friendly regulations. The App is very easy to understand. Reviewed on: 11th April 2023

Best

Confident,really best,easy to apply and very helpful. Reviewed on: 11th April 2023

The best choice for a poor credit rating!

Everything about Zopa is great including their easy to use app & the APR rates are better than most other cards when you have a bad credit rating. Reviewed on: 11th April 2023

Regardless of credit rating

Zopa has been great! Good app, easy and clear to use, manage your card, transactions and make payments. Low interest rate, even for the not best credit rated clients, like myself! Always touching base with their clients, always there when needed! Thank you! Reviewed on: 11th April 2023

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