Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great

Zopa is a one of the wonderful experience is one of tge am using cards Great experience Thankfull to zopa Reviewed on: 11th April 2023

Fantastic product

No problems from start to finish in gaining this card. Sensible lending which is a bonus and I got a great deal too. Thank you. Reviewed on: 11th April 2023

Good service and very willing to help if needed, able to come to understanding and a good listening ear

Good customer service and willing to help were needed ,if I struggle with repayments they will come up with strategies to resolve the problem Reviewed on: 11th April 2023

Reliable

I have no regret getting Zopa credit card. Reviewed on: 11th April 2023

Very good

Quick efficient service , highly recommend Reviewed on: 11th April 2023

Highly recommend:)

Very pleased with the services provided by Zopa, I would definitely recommend using them and the app is very easy to navigate, clear concise information and convenient. :) Reviewed on: 11th April 2023

My flexible friend

Money when available and good rates Reviewed on: 11th April 2023

Excellent customer service

Excellent customer service all round good service and keeping customers updated Reviewed on: 11th April 2023

Great credit card.

They value the customer,great..Great credit card... Reviewed on: 11th April 2023

Best Credit card experience

For some reason my credit score is low and even my bank wouldn’t help. But when I applied for balance transfer Credit Card with Zopa I got accepted. The process was easy and the App is so detailed and great. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Chase Bank 4.81 from 383 reviews
Overpay
from Incredible 4.19 from 5 reviews
Select Credit Card
from Nationwide 3.82 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub