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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Credit card

5
Easy to apply, trustworthy, quick decision. Definitely recommend! Reviewed on: 11th April 2023
Stoica Gabriel's avatar
Stoica Gabriel

Happy with my credit card

5
I am happily with my credit card. Lent me credit I can afford to pay each month The app is easy to use and set out well Reviewed on: 11th April 2023
Noreen Atkin's avatar
Noreen Atkin

Great card

5
I first got my card I thought it was great ,me a credit card I have low credit ratings and here I am with my card still been good for me Reviewed on: 11th April 2023
moma taylor's avatar
moma taylor

Great card

5
Very easy to apply and fair credit limit. Mobile App allows me to monitor my monthly spend and make payments accordingly. Would happily recommend Reviewed on: 11th April 2023
Mark 's avatar
Mark

Excellent service great company

5
Been with them a few months now and been extremely good and had a great experience with them. Provided me with a card with a balance that's manageable and easy to set up and use. Reviewed on: 11th April 2023
peter horobin's avatar
peter horobin

Great company

5
I've had my credit card for a while now, I have the app and its easy to navigate and see where I'm upto with my account. Never had any issues. I'd recommend to everyone. Reviewed on: 11th April 2023
Lee Clarke's avatar
Lee Clarke

Great company

5
Easy to use app and great notifications. Reviewed on: 11th April 2023
Mark's avatar
Mark

Zopa is good and easy to pay

5
They let you know if an increase on your card and gives you the choose of having the app is very easy to use Reviewed on: 11th April 2023
P conlon's avatar
P conlon

Excellent service

5
Easy to use app….. Would like to see Apple Pay Reviewed on: 11th April 2023
Ben viggiano's avatar
Ben viggiano

Amazing experience

5
I was out through to Zopa using a credit app. And I would recommend Zopa to anyone Reviewed on: 11th April 2023
Robert Sapeta's avatar
Robert Sapeta

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