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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Reliable

I have no regret getting Zopa credit card. Reviewed on: 11th April 2023

Very good

Quick efficient service , highly recommend Reviewed on: 11th April 2023

Highly recommend:)

Very pleased with the services provided by Zopa, I would definitely recommend using them and the app is very easy to navigate, clear concise information and convenient. :) Reviewed on: 11th April 2023

My flexible friend

Money when available and good rates Reviewed on: 11th April 2023

Excellent customer service

Excellent customer service all round good service and keeping customers updated Reviewed on: 11th April 2023

Great credit card.

They value the customer,great..Great credit card... Reviewed on: 11th April 2023

Best Credit card experience

For some reason my credit score is low and even my bank wouldn’t help. But when I applied for balance transfer Credit Card with Zopa I got accepted. The process was easy and the App is so detailed and great. Reviewed on: 11th April 2023

Excellent

Great card great service. Love how when you pay your bill it shows straight away, not like others when it takes 3-4days Reviewed on: 11th April 2023

Great credit card!

Zopa is very easy to use and everything can be controlled by the mobile app. I especially like the feature that allows you to hold money within your limited in case of emergency. Reviewed on: 11th April 2023

Easy and informative

I really enjoy this app, it sends regular updates without being intrusive. Customer service is very quick and easy with friendly agents Reviewed on: 11th April 2023

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