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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company

They helped me get my credit back on track. Reviewed on: 11th April 2023

A really good easy to use credit card

One of the things I like is you can pay your balance using your bank transfer.. Reviewed on: 11th April 2023

No fuss credit

All on line and very manageable account. Reviewed on: 11th April 2023

Efficient and reliable

Zopa app best I’ve seen. Efficiently managed and trustworthy Reviewed on: 11th April 2023

Highly recommend Zopa..

The best credit card I have had. Brilliant customer service, 10/10 Reviewed on: 11th April 2023

Brilliant credit facility with amazing customer service

I have been using Zopa for some time now, it has massively helped my credit score and any time i have had any issue, their customer service do tehir best to assure me and make sure that the problem is solved. The good thing is they always keep me updated on tips and suggestions to make my credit score better in one platform - highly recommend it Reviewed on: 11th April 2023

Great service

Great and easy to use love it would recommend. Reviewed on: 11th April 2023

Good business

I had a good experience with Zopa fast and easy to use. Reviewed on: 11th April 2023

like the card

easy to use , good credit limit they give you Reviewed on: 11th April 2023

Perfect service/ company

Brilliant credit card. Very easy to keep track of your spending with a fantastic app. Reviewed on: 11th April 2023

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