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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Excellent service great company

5
Been with them a few months now and been extremely good and had a great experience with them. Provided me with a card with a balance that's manageable and easy to set up and use. Reviewed on: 11th April 2023
peter horobin's avatar
peter horobin

Great company

5
I've had my credit card for a while now, I have the app and its easy to navigate and see where I'm upto with my account. Never had any issues. I'd recommend to everyone. Reviewed on: 11th April 2023
Lee Clarke's avatar
Lee Clarke

Great company

5
Easy to use app and great notifications. Reviewed on: 11th April 2023
Mark's avatar
Mark

Zopa is good and easy to pay

5
They let you know if an increase on your card and gives you the choose of having the app is very easy to use Reviewed on: 11th April 2023
P conlon's avatar
P conlon

Excellent service

5
Easy to use app….. Would like to see Apple Pay Reviewed on: 11th April 2023
Ben viggiano's avatar
Ben viggiano

Amazing experience

5
I was out through to Zopa using a credit app. And I would recommend Zopa to anyone Reviewed on: 11th April 2023
Robert Sapeta's avatar
Robert Sapeta

Great company

5
They helped me get my credit back on track. Reviewed on: 11th April 2023
Alex Casique's avatar
Alex Casique

A really good easy to use credit card

5
One of the things I like is you can pay your balance using your bank transfer.. Reviewed on: 11th April 2023
Ian Brannlund's avatar
Ian Brannlund

No fuss credit

5
All on line and very manageable account. Reviewed on: 11th April 2023
Stuart 's avatar
Stuart

Efficient and reliable

5
Zopa app best I’ve seen. Efficiently managed and trustworthy Reviewed on: 11th April 2023
Karen Massey 's avatar
Karen Massey

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