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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Brilliant

5
Zopa is a brilliant card to use it was quick and easy to apply for and a decision was made in minutes and the interest rate is excellent I hight recommend Reviewed on: 11th April 2023
Mick's avatar
Mick

Great service

5
Zopa have been a great credit card provider Reviewed on: 11th April 2023
Sean Ocallaghan's avatar
Sean Ocallaghan

Best card

5
Best card till date. Nice service Reviewed on: 11th April 2023
pavan boyapally's avatar
pavan boyapally

Good idea

4
Good idea, relatively high interest rate. Reviewed on: 11th April 2023
Sam Chen's avatar
Sam Chen

Perfect for me

5
Easy access to my account via the app. Never had any problems or needed to contact customer services. Would recommend Reviewed on: 11th April 2023
Craig 's avatar
Craig

Easy to understand and great communication

5
This is my first credit card, it's been so easy to manage!! Great app that's easy to navigate too with advice on how to better your credit rating. I'd highly recommend Reviewed on: 11th April 2023
Julie Dawson 's avatar
Julie Dawson

Support

5
Great support fantastic customer service, quick and easy to use Reviewed on: 11th April 2023
jonathan bradshaw's avatar
jonathan bradshaw

Amazing

5
Really great rates, will recommend to everyone, really easy to use very easy to contact if you have a problem Reviewed on: 11th April 2023
Becca's avatar
Becca

Great service and App

5
Easy and good service. Keep you updated with your account with great suggestions Reviewed on: 11th April 2023
James Adams's avatar
James Adams

Brilliant

5
I cannot fault Zopa .It's amazing to have the credit card it gives me the sense of security. I would recommend Zopa to everyone. Reviewed on: 11th April 2023
Mandy Harwood 's avatar
Mandy Harwood

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