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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Highly recommend Zopa..

5
The best credit card I have had. Brilliant customer service, 10/10 Reviewed on: 11th April 2023
Kathleen Field's avatar
Kathleen Field

Brilliant credit facility with amazing customer service

5
I have been using Zopa for some time now, it has massively helped my credit score and any time i have had any issue, their customer service do tehir best to assure me and make sure that the problem is solved. The good thing is they always keep me updated on tips and suggestions to make my credit score better in one platform - highly recommend it Reviewed on: 11th April 2023
Muhammad Mehroz Ashraf's avatar
Muhammad Mehroz Ashraf

Great service

5
Great and easy to use love it would recommend. Reviewed on: 11th April 2023
Callum Salter's avatar
Callum Salter

Good business

5
I had a good experience with Zopa fast and easy to use. Reviewed on: 11th April 2023
Colin Marshall's avatar
Colin Marshall

like the card

5
easy to use , good credit limit they give you Reviewed on: 11th April 2023
sarah's avatar
sarah

Perfect service/ company

5
Brilliant credit card. Very easy to keep track of your spending with a fantastic app. Reviewed on: 11th April 2023
Glenn wilson 's avatar
Glenn wilson

Brilliant

5
Zopa is a brilliant card to use it was quick and easy to apply for and a decision was made in minutes and the interest rate is excellent I hight recommend Reviewed on: 11th April 2023
Mick's avatar
Mick

Great service

5
Zopa have been a great credit card provider Reviewed on: 11th April 2023
Sean Ocallaghan's avatar
Sean Ocallaghan

Best card

5
Best card till date. Nice service Reviewed on: 11th April 2023
pavan boyapally's avatar
pavan boyapally

Good idea

4
Good idea, relatively high interest rate. Reviewed on: 11th April 2023
Sam Chen's avatar
Sam Chen

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