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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Just the best Credit card I have had

Well ZOPA are just great never had an issue with my card, they gave me a great starting limit which I can easily afford and has come in handy on many occasions. The app is so easy to use to make payments transfer money and keep an eye on your spending. Just a truly great credit card. Reviewed on: 11th April 2023

easy to understand

Great company very helpful always there for any kind of support Reviewed on: 11th April 2023

Brilliant, easy,

The best credit card I’ve had, easy to deal with, at the end of a phone if you need them, nothing is too much trouble Reviewed on: 11th April 2023

Super

I'm very happy with this card. Exciting Reviewed on: 11th April 2023

Great credit card

Zopa has a great app that makes everything so easy Reviewed on: 11th April 2023

Amazing Zopa

So reliable am smart way to spend & save at the same time easy to use the app will always recommend to my friends & family 100% safe Reviewed on: 11th April 2023

Very reliable and efficient

Zopa is very good, has great customer service as well, no hidden fees, pure transparency. Love them Reviewed on: 11th April 2023

Incredible credit lenders

I always feel bad when my credit card application bounces back but for the first time I received a credit card with no hassle and easy to use apps and made me to build my credit score and increased my credit scores to the highest possible level Reviewed on: 11th April 2023

Great company

Reliable, helpful and effective. They are there when you need them most. I will recommend anyone in need of financial help to them. Reviewed on: 11th April 2023

easy payments

easy transactions unlike others who ask for a minimum then u over your credit Reviewed on: 11th April 2023

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