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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fair

Definitely don’t give you beyond your means. Easy to use. Very good Reviewed on: 11th April 2023

Helped me prove myself

All good services easy app an let me prove myself too them thank you Zopa Reviewed on: 11th April 2023

Great

Great card low apr not had any problems with any tranaction Reviewed on: 11th April 2023

Easy to keep track of your card with the app

Very easy to keep track with the app great way to bring your credit score up. Would recommend Reviewed on: 11th April 2023

Great card, great app

Helping me to rebuild my credit, easy to use app that helps me keep track. Couldn’t ask for better. Thank you Zopa. Reviewed on: 11th April 2023

Recommend Zopa

Easy to manage credit card through app. Overall recommend. Reviewed on: 11th April 2023

Simply the best

So easy to apply, customer service has been the best, my credit limit is managed very nicely which I appreciate, I am kept informed of any pending changes which is refreshi g the whole experience has been simply the best Reviewed on: 11th April 2023

Borrowing Power

A easy to use app that also helps you increase your borrowing by giving you things to do. By doing those tasks the review of your borrowing can increase your limit and will enhance your credit score. Brilliant tool to use Reviewed on: 11th April 2023

Great Credit Card

I love this card! Lots of tips and advice to help you keep your credit in check. Brilliant. Reviewed on: 11th April 2023

Just a great experience

Simple application, no fuss decision making, great App giving ultimate control to their consumers. Would recommend Zopa to everyone. Reviewed on: 11th April 2023

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