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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

It has great facilities

The Zopa credit card provided huge facilities where it it’s tremendous benefits Reviewed on: 11th April 2023

Friendly, helpful service

Any issues I have had get resolved in a efficient manner. The app is one of the easiest to use Reviewed on: 11th April 2023

Great product easy to use

Amazing product, I got originally to build credit it’s now my go to credit card.. the app is so easy to use and updates really quick and payments clear fast … Well done five stars Reviewed on: 11th April 2023

Zopa is the best

Zopa credit card has helped me a lot in difficult time , I would highly recommend it Reviewed on: 11th April 2023

Really fast and effective customer care

Really fast and effective customer care when applying for my credit card Reviewed on: 11th April 2023

Easy and fast

Zopa looks after its customers and really takes their financial account into consideration. Reviewed on: 11th April 2023

Amazing amazing amazing

Zopa is hands down my favourite credit card provider. The app is super easy to use. The customer service team is also amazing always spot on with the communication if you need help or are unsure about anything. Zopa always keep you in the loop about changes in interest rates or other information! I have told all my friends and family about Zopa they’ve probably had enough of hearing it!!! Reviewed on: 11th April 2023

Easy to use no hassle

Keep an eye on your limit with zopa they don’t just keep increasing your limit unless there’s affordability there. Reviewed on: 11th April 2023

Easy friendly

Very happy with Zopa no messing about online app easy to use Reviewed on: 11th April 2023

Great service

This is a great product, easily contactable and very helpful Reviewed on: 11th April 2023

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