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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Really fast and effective customer care

4
Really fast and effective customer care when applying for my credit card Reviewed on: 11th April 2023
Leon Miller's avatar
Leon Miller

Easy and fast

5
Zopa looks after its customers and really takes their financial account into consideration. Reviewed on: 11th April 2023
Eklou Agnama's avatar
Eklou Agnama

Amazing amazing amazing

5
Zopa is hands down my favourite credit card provider. The app is super easy to use. The customer service team is also amazing always spot on with the communication if you need help or are unsure about anything. Zopa always keep you in the loop about changes in interest rates or other information! I have told all my friends and family about Zopa they’ve probably had enough of hearing it!!! Reviewed on: 11th April 2023
Elles's avatar
Elles

Easy to use no hassle

5
Keep an eye on your limit with zopa they don’t just keep increasing your limit unless there’s affordability there. Reviewed on: 11th April 2023
Flo's avatar
Flo

Easy friendly

5
Very happy with Zopa no messing about online app easy to use Reviewed on: 11th April 2023
Steve Martin's avatar
Steve Martin

Great service

5
This is a great product, easily contactable and very helpful Reviewed on: 11th April 2023
Lorna Mitchell's avatar
Lorna Mitchell

Very professional. Brilliant app

5
The best credit card ever. Never. Any issues. Will highly recommend Reviewed on: 11th April 2023
Yvonne Cameron's avatar
Yvonne Cameron

Does exactly what it says it does.

5
Quick and very easy to use App. Reviewed on: 11th April 2023
Deborah Blandford's avatar
Deborah Blandford

Great service

5
Easy to apply for a credit card and give very quickly, easy to use their app as well Reviewed on: 11th April 2023
Mihaela 's avatar
Mihaela

Simple and straightforward

5
It was simple to apply and set up with the app. Easy to use on a daily basis, clear and transparent. Reviewed on: 11th April 2023
Ian Fisher's avatar
Ian Fisher

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