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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very professional. Brilliant app

The best credit card ever. Never. Any issues. Will highly recommend Reviewed on: 11th April 2023

Does exactly what it says it does.

Quick and very easy to use App. Reviewed on: 11th April 2023

Great service

Easy to apply for a credit card and give very quickly, easy to use their app as well Reviewed on: 11th April 2023

Simple and straightforward

It was simple to apply and set up with the app. Easy to use on a daily basis, clear and transparent. Reviewed on: 11th April 2023

Great informative app

Zopa has a great informative app easy to navigate, and easy to make payments back when due with reminders and notifications. Reviewed on: 11th April 2023

Perfect

Great credit card I know where I am regarding my limit and get notification regularly. Reviewed on: 11th April 2023

Great credit card

A great card and very easy to set up Reviewed on: 11th April 2023

Top quality

Very helpful and no fuss easy to keep track with the app Reviewed on: 11th April 2023

Excellent

Always helpful and ready to help when customers are struggling with payments. Reviewed on: 11th April 2023

Responsible lender

I have a card with zopa and I find them to be a responsible lender and their customer service is great. Reviewed on: 11th April 2023

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