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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Great informative app

5
Zopa has a great informative app easy to navigate, and easy to make payments back when due with reminders and notifications. Reviewed on: 11th April 2023
James Morris's avatar
James Morris

Perfect

5
Great credit card I know where I am regarding my limit and get notification regularly. Reviewed on: 11th April 2023
Helen's avatar
Helen

Great credit card

5
A great card and very easy to set up Reviewed on: 11th April 2023
Michael Wright's avatar
Michael Wright

Top quality

5
Very helpful and no fuss easy to keep track with the app Reviewed on: 11th April 2023
Paul Sooty Wallis's avatar
Paul Sooty Wallis

Excellent

5
Always helpful and ready to help when customers are struggling with payments. Reviewed on: 11th April 2023
Simon Mubiru's avatar
Simon Mubiru

Responsible lender

5
I have a card with zopa and I find them to be a responsible lender and their customer service is great. Reviewed on: 11th April 2023
Alan McCurry's avatar
Alan McCurry

Excellent

5
Great customer service Reviewed on: 11th April 2023
Wend's avatar
Wend

Great company

5
Excellent service and a great company Reviewed on: 11th April 2023
Joy Parry's avatar
Joy Parry

Best company by far!!

5
Great credit card company, keep you updated on latest offers and products. Easy to work app. 10/10 Reviewed on: 11th April 2023
John C's avatar
John C

Best credit card out there!

5
Easy to use, lose the app and its features! Highly recommend if you’re looking for a good credit card but also good customer service to back it up! Reviewed on: 11th April 2023
Lauren Henson's avatar
Lauren Henson

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