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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent

Great customer service Reviewed on: 11th April 2023

Great company

Excellent service and a great company Reviewed on: 11th April 2023

Best company by far!!

Great credit card company, keep you updated on latest offers and products. Easy to work app. 10/10 Reviewed on: 11th April 2023

Best credit card out there!

Easy to use, lose the app and its features! Highly recommend if you’re looking for a good credit card but also good customer service to back it up! Reviewed on: 11th April 2023

Great credit card

Easy to work & to set up. Then app is super easy so you can keep track with your spending. Reviewed on: 11th April 2023

Good

Transparent and efficient and affordable credit card service provider Reviewed on: 11th April 2023

Efficiency personified

I have been very impressed with the streamlined professional service and the complete experience I have enjoyed. Reviewed on: 11th April 2023

Credit card

I have a credit card with Zopa as long as you pay before interest takes place its very good, will happily share with friends to join Zopa Reviewed on: 11th April 2023

Very good product

Simply to apply. Easy to use. Very simple to ménage. Friendly app and easy to understand terms and conditions. Highly recommended Reviewed on: 11th April 2023

Good for every one

And interested rate low so it’s good Reviewed on: 11th April 2023

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