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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Great company for credit card

5
Very good company for a credit card and easy to use app to pay the balance Reviewed on: 11th April 2023
Andy Jones's avatar
Andy Jones

Every time

5
I love to use my card because it keeps you up to date on your spending Reviewed on: 11th April 2023
Lorraine Dempster 's avatar
Lorraine Dempster

Very good card

5
The Zopa credit card is a good one. The app and statements are clear and payments are easy. Reviewed on: 11th April 2023
Paul Gillespie 's avatar
Paul Gillespie

Nice friendly company

5
Great company very friendly and helpful easy to use and contact would recommend to friends and family Reviewed on: 11th April 2023
Lenny's avatar
Lenny

Best credit card company!

5
Their system is so easy to use, customer service is on point and their cards are lovely to look at. Can't fault them Reviewed on: 11th April 2023
Ryan Newman's avatar
Ryan Newman

Amazing

5
This company is amazing all about the customer and there needs Reviewed on: 11th April 2023
Jamesohagan2@ntlworld.com's avatar
[email protected]

Perfect

5
Great credit card provider, easy use app. 10/10 Reviewed on: 11th April 2023
Jon Richardson's avatar
Jon Richardson

Amazing

5
Amazing creditor and service always happy to help with any issues or queries Reviewed on: 11th April 2023
adambannerman@gmail.com's avatar
[email protected]

A great credit card company

5
Will never get rid of this card it's been fantastic for all occasions Reviewed on: 11th April 2023
Steve Tatum's avatar
Steve Tatum

Zopa

5
Beat card about, easy to apply, they very easy to deal, always helpful, Reviewed on: 11th April 2023
robert collins's avatar
robert collins

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