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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great

Great to be able to add to wallet payments go in straight away hassle free Reviewed on: 11th April 2023

Very easy to us the card and decent fees

Nice and quick method to apple for a credit card, with decent rates and helpful costumers services... Reviewed on: 11th April 2023

Ease

From start to completion of applying for the credit card was so easy to follow on the app and card arrived promptly and have had no problems using the card or app completely satisfied. Reviewed on: 11th April 2023

Effectively

Highly recommended for outstanding service Reviewed on: 11th April 2023

Best credit card

Zopa has help me in building my credit score, easy to access and user friendly app. Reviewed on: 11th April 2023

Best of the best

It was the best on line financial experience Reviewed on: 11th April 2023

Great company for credit card

Very good company for a credit card and easy to use app to pay the balance Reviewed on: 11th April 2023

Every time

I love to use my card because it keeps you up to date on your spending Reviewed on: 11th April 2023

Very good card

The Zopa credit card is a good one. The app and statements are clear and payments are easy. Reviewed on: 11th April 2023

Nice friendly company

Great company very friendly and helpful easy to use and contact would recommend to friends and family Reviewed on: 11th April 2023

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