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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant credit card for anyone with low credit

My credit rating is really poor, I applied for Zopa and was offered one with a £400 limit. I’m now not using it and paying it back and my credit rating is going up each month. Reviewed on: 11th April 2023

Zopa credit card easy to use app

I have been a customer for several months and have found Zopa to be easy to use and the app is great for running the account Reviewed on: 11th April 2023

Great

Easy to use no problem when I had issue paying the pushed date to help me out Reviewed on: 11th April 2023

Very good card

Good card, good app, top service Reviewed on: 11th April 2023

Perfect

it is useful. I recommend it to my friends. Reviewed on: 11th April 2023

This is the best

Zopa is the best for service. It's App is modern, secure and efficient. Payments are added quickly to my account They always keep me informed of my spending after every purchase. They are extremely friendly and helpful as well as being informative and useful. Reliability, Secure, Safe, they are the best. Reviewed on: 11th April 2023

Zopa is a great credit card and a great company

Had no problems using the card in shops and online Reviewed on: 11th April 2023

Zopa credit card

Very good company, they always support me with my financial problems! Reviewed on: 11th April 2023

Credit card

Zopa staff are really friendly, helpful, make time to listen, if you have a problem, there go above and beyond to help, Reviewed on: 11th April 2023

5 star service

Absolutely the easiest thing ive applied for very easy to use Reviewed on: 11th April 2023

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