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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Best Credit Card Provider ever.

Zopa is simply the best. You can always count on them. Reviewed on: 11th April 2023

Simple credit card

Zopa credit card is a random card to build your credit rating, the app is so simple to use Reviewed on: 11th April 2023

Best travel companion!

Simply, won’t let you down! I do not leave it behind whenever on the move, even just to my high street stores….. Reviewed on: 11th April 2023

Great lender and App!

Thanks to Zopa I have a credit card for any emergencies. I dont have the best credit rating so feels great to be trusted by a card company. The app is so easy to use also. Reviewed on: 11th April 2023

Brilliant service

So easy to set up and use with no fuss.also can keep track of everything on my phone Reviewed on: 11th April 2023

Friendly, easy service

I moved and then caught Covid shortly after applying for a Zola credit card. The customer service team was brilliant and helped me sort out the necessary paperwork and my Zola card arrived promptly. It is easy to use and easy to repay using the Zola app. Reviewed on: 11th April 2023

Brilliant credit card for anyone with low credit

My credit rating is really poor, I applied for Zopa and was offered one with a £400 limit. I’m now not using it and paying it back and my credit rating is going up each month. Reviewed on: 11th April 2023

Zopa credit card easy to use app

I have been a customer for several months and have found Zopa to be easy to use and the app is great for running the account Reviewed on: 11th April 2023

Great

Easy to use no problem when I had issue paying the pushed date to help me out Reviewed on: 11th April 2023

Very good card

Good card, good app, top service Reviewed on: 11th April 2023

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