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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best card

Best card I have ever had don't need any other cards Reviewed on: 11th April 2023

Great company

Good app and great service from Zopa, never heard of them before but can't fault the service and app as a whole package. Would definitely recommend. Reviewed on: 11th April 2023

Tops just the best

Easy to use and very convenient Reviewed on: 11th April 2023

Great Service

Great service, team are always very willing to help. Never had any issues whatsoever with this company. 10/10 service Reviewed on: 11th April 2023

Great service

I love my zopa card it keeps me upto date with spending and payment dates. A great card and company Reviewed on: 11th April 2023

Best credit card

I have a good experience! .I can recommend it to everyone Reviewed on: 11th April 2023

Easy, simple,

Very easy to use, simple to do, always keeps you informed. Reviewed on: 11th April 2023

Excellent service excellent product

I was looking for a new card and came across Zopa. I wad really impressed with the ease of applying. The app is excellent also. Reviewed on: 11th April 2023

Amazing

Great credit card! Easy to use and very clear Reviewed on: 11th April 2023

Great follow up service.

Always keeping me informed of my account status. Easy access on their app as well. Reviewed on: 11th April 2023

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