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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Card

Great card never had problem customer service is very good Reviewed on: 11th April 2023

Great card easy app

More than happy with my card and love the app to pay when I want Reviewed on: 11th April 2023

Good control of credit

They always ensure I am not missing anything and am paying on time Reviewed on: 11th April 2023

Good new to me credit card company

Ab To manage money more efficiently Reviewed on: 11th April 2023

Excellent

Excellent cred card with an app to accompany it, notification as soon as the card is used and all the information with in the app. Reviewed on: 11th April 2023

My card

The best card supplier I have ever had Reviewed on: 11th April 2023

Helping me rebuild my future

Took a chance on me to rebuild my future with responsible lending. Reviewed on: 11th April 2023

Thank you

Very easy to use. Very clear how and what to do. Very happy. Reviewed on: 11th April 2023

Very helpful company

Brilliant customer service. Always happy to help! 10/10 would recommend Reviewed on: 11th April 2023

Fab !!!

Great company and app so easy to work Reviewed on: 11th April 2023

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