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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Awesome company

Easy to use and has other info like loans and tells you when you can have a persional loan or not credit score saver options and a realy good guide on what to do Great Job Zopa Reviewed on: 11th April 2023

Awesome

Brilliant and easy Reviewed on: 11th April 2023

Best of the best

Zopa is an excellent money management company, they are the best of the best. Reviewed on: 11th April 2023

10

It's hand to have a d you can keep checking on your spending that's what I love about it Reviewed on: 11th April 2023

Keeping tabs on your spending

Love that I can put a rainy day fund aside on my card, also like how it breaks down what my balance transfer and spending balances are, it’s a smart credit card! Reviewed on: 11th April 2023

The best credit card around

So easy to set up quick results app is so helpful reminders to stop you over spending and to make payments off your bill good customer service I wouldn't personally go anywhere else Reviewed on: 11th April 2023

Fantastic

Easy app, great credit provider Reviewed on: 11th April 2023

Good

Very good Everything is fast Easy to use Reviewed on: 11th April 2023

Can find no fault with Zopa

Was very easy to apply and a great app with everything thing you need to know Reviewed on: 11th April 2023

Zopa Amazing

Great customer service. Excellent app, showing what is available to you. Which is easy to use, and straight forward Reviewed on: 11th April 2023

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