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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good

Goood veri goot .................h Reviewed on: 11th April 2023

Excellent support with managing your finance

The have dedicated people who take their time to listen and reason with you to help you manage day to day financial problems. Reviewed on: 11th April 2023

Excellent service, excellent App, Excellent staff

1st class service at Zopa. The App is amazing and also has numerous tools to help you plan your finances much better. Quick response to application process and always willing to provide support. Absolutely 1st class. Reviewed on: 11th April 2023

Very good

The best card I have very good very good very good Reviewed on: 11th April 2023

Very helpful

The ability to see your borrowing power makes it easier to understand how Zopa sees you. Also making payments is easy as they let you have options on how much you want to pay above the minimum due Reviewed on: 11th April 2023

Great company very helpfull

Very easy to get on phone and explaine things simply Reviewed on: 11th April 2023

15

Very good service and a great card Reviewed on: 11th April 2023

Great card to have

Easy to use and the app is brilliant.., gives you all the information you need! Reviewed on: 11th April 2023

Fantastic credit

Easy to use best app going !!!!!! Reviewed on: 11th April 2023

Awesome

Fantastic easy to use always there when I need it Reviewed on: 11th April 2023

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