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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing

Great service, and the app is really simple to use and effective. Wish I had one of these cards sooner !! Keep up the good work Zopa Reviewed on: 11th April 2023

Brilliant

Brilliant service really good rate Reviewed on: 11th April 2023

Excellent product

Definitely would recommend to friends and family Reviewed on: 11th April 2023

credit card review

never had any issues with Zoopa from start to finish they’ve always been there to support me couldn’t recommend enough Reviewed on: 11th April 2023

Great

Amazing card easy to sort and set up Reviewed on: 11th April 2023

Brilliant!

Easy to set up and deal with. No pressure selling etc. Reviewed on: 11th April 2023

Excellent company

I am extremely satisfied with all aspects Reviewed on: 11th April 2023

Great service

Have had my card for about 8 months and have never had a problem great service and very informative. Reviewed on: 11th April 2023

Excellent service

Excellent service would recommend to anyone looking for a trust worthy financial institution. Reviewed on: 11th April 2023

Great all rounder

Great credit card especially when aiming to build credit rating. Great credit limit that’s affordable too! Highly recommend Reviewed on: 11th April 2023

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