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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service and speedy

Zopa offer a great service and extremely helpful,transfers are also speedy,great customer service Reviewed on: 11th April 2023

Amazing service

Easy to use and friendly staff when I needed to speak to them Reviewed on: 11th April 2023

Affordable, flexible

Has helped me to save better, flexible and affordable repayments Reviewed on: 11th April 2023

Brilliant easy to use

Simple to use app and easy application Reviewed on: 11th April 2023

Great card great company would definitely recommend

They except most people with not so good credit rating, great company. Great interest rates etc Reviewed on: 11th April 2023

At last

At last I have found a credit card with a decent interest rate and an app that is SIMPLE. The app is user friendly and amazingly simple to use and monitor in seconds whilst being secure. Additionally when I lost my card a while back I had a replacement with me within 3 days. Reviewed on: 11th April 2023

Smart reliable

Smart reliable and approachable and easy to deal with Reviewed on: 11th April 2023

Zopa credit card

Great company great card really helped me to boost my credit score and a really handy easy to use app Reviewed on: 11th April 2023

Excellent service

I have had no problems with Zopa, excellent Service and I would highly recommend. Reviewed on: 11th April 2023

Simply simple

From application to approval, the process was simple, concise and fast. Card arrived in record time, app is wonderfully user friendly. Love the instant notifications when card is used, it helps monitor spending for those of us who can sometimes forget when/where we've utilised bank cards (until the statement comes through). Perfect for my needs. Reviewed on: 11th April 2023

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