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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

A great card for bad credit

A great card and it came quickly. I was accepted with a poor credit rating and the app is very easy to use. Reviewed on: 11th April 2023

Excellent

Best credit card ever and I will definitely recommend it to my friends and family Reviewed on: 11th April 2023

Most Helpful

My very first interaction with the customer team was polite & helpful!!! Responses were in a timely manner. Reviewed on: 11th April 2023

Zopa

Very company would recommend to any one who needs credit Reviewed on: 11th April 2023

Excellent servicd

Fast, efficient service Great app and helpful Reviewed on: 11th April 2023

Very good customer experience

Easy from AtoZ. All process from application to daily use is very easy and user friendly Reviewed on: 11th April 2023

great card

easy to use and very professional company Reviewed on: 11th April 2023

Absolutely Fabulous

Great company to deal with. Never had any issues. My online account is easy to manoeuvre and I would definitely recommend them xx Reviewed on: 11th April 2023

Excellent purpose and care

Splitting balance transfer and credit limit as well as being able to create credit buffers is a massive management help. App works perfectly and is very intuitive. Really good customer service. Reviewed on: 11th April 2023

One of best company to provide best credit card with experienced and friendly staff

I had really good experience since i got my credit card from zooa Reviewed on: 11th April 2023

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