Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

View other Zopa products

4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent servicd

Fast, efficient service Great app and helpful Reviewed on: 11th April 2023

Very good customer experience

Easy from AtoZ. All process from application to daily use is very easy and user friendly Reviewed on: 11th April 2023

great card

easy to use and very professional company Reviewed on: 11th April 2023

Absolutely Fabulous

Great company to deal with. Never had any issues. My online account is easy to manoeuvre and I would definitely recommend them xx Reviewed on: 11th April 2023

Excellent purpose and care

Splitting balance transfer and credit limit as well as being able to create credit buffers is a massive management help. App works perfectly and is very intuitive. Really good customer service. Reviewed on: 11th April 2023

One of best company to provide best credit card with experienced and friendly staff

I had really good experience since i got my credit card from zooa Reviewed on: 11th April 2023

Its alright

Good enough for people who needs their credit score building Reviewed on: 11th April 2023

ZOPA - Excellence

To date our experience with Zopa has been one of the best we ever had with a Credit Card company! Excellent service, always clear and helpful assistance, safe feeling that one's credit is firmly under control, with reminders and up-to-date communications. Reviewed on: 11th April 2023

Fantastic product

Zopa came to my rescue with a credit card that is sensibly credited to my needs. Very easy app on the phone helps me keep up to date with payments and information on my account. Thank you Zopa. Reviewed on: 11th April 2023

Simplicty

Hassel free process and interaction Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Shop Direct 4.23 from 6 reviews
Credit cards
from Virgin Money 3.63 from 818 reviews
Nectar credit card (discontinued)
from Sainsburys Bank 3.51 from 97 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Current account
from Zopa 4.83 from 6600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub