Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Most responsible lender

5
I had not had any credit for over two decades, other than a mobile phone. I knew my credit rating was poor because of this. I applied for a Zopa credit card, and was accepted with a low manageable credit limit which was ideal and can be easily managed. The Zopa app is easy to use, and reminders of repayment dates and minimum amounts are sent every month. Fantastic company, they have helped improve my credit score no end. Very friendly and very professional in all dealings. Thank you Zopa. Reviewed on: 11th April 2023
Simon Bell's avatar
Simon Bell

Excellent service

4
A lot of other finance company could learn about the great customer service which they provide. The knowledge is valuable Reviewed on: 11th April 2023
Paul 's avatar
Paul

Brilliant

5
Amazing service, never had a problem. Reviewed on: 11th April 2023
Sarah Hart 's avatar
Sarah Hart

No hassle credit card

5
Had my zopa card for a few month and it's so simple to use and the app is great Reviewed on: 11th April 2023
geordie g's avatar
geordie g

Excellent credit card

5
Very easy to use and navigate and brilliant customer services Reviewed on: 11th April 2023
Jamie ferris 's avatar
Jamie ferris

Zopa the best

5
It's been fanntastic there just when I needed it Reviewed on: 11th April 2023
rowena wight's avatar
rowena wight

Excellent service

5
Excellent service from applying to spending. Reviewed on: 11th April 2023
Susan Flannery's avatar
Susan Flannery

Fantastic company

5
Brilliant all round service .. easy to set up .. no complaints at all 5 stars Reviewed on: 11th April 2023
Joanne 's avatar
Joanne

very good.

5
the suport behind are great,I understand you and help you Reviewed on: 11th April 2023
Chinde Ovidiu's avatar
Chinde Ovidiu

Excellent rates and service

5
Excellent company to have a credit card with, excellent rates and service Reviewed on: 11th April 2023
Natalie R's avatar
Natalie R

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill