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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service

Had a credit card with Zopa for just short of a year now Great app easy to understand and great customer service Would definitely recommend Reviewed on: 11th April 2023

Brilliant company

Best card to have.. good advice and help when needed. Reviewed on: 11th April 2023

Good card

Good card I like it . Haven’t offered me a credit limit increase and I must have had it nearly a year Reviewed on: 11th April 2023

Great quality credit card company

This company does everything right. Their app is amazing and easy to use and when you make a payment they credit the account straight away and don't wait 48 hours like the 'old' banks. Love it Reviewed on: 11th April 2023

Number 1

Fast transactions first class service easy to read statements and information Reviewed on: 11th April 2023

Brilliant!

Gave me a chance with a credit card when no one else would. An awesome company with a great customer service team. Well done! Reviewed on: 11th April 2023

Reliable

The cards rate is very good. The app is very easy to use Reviewed on: 11th April 2023

Great card!

Really good card for someone who hasn’t got the best credit thanks Zopa Reviewed on: 11th April 2023

Never ever had any issues

Easy to use, keep track of, fair enough apr. All round brilliant company. Reviewed on: 11th April 2023

Great credit card.

Very happy with Zopa Credit card . I like the pgone app a lot , very easy and fast to use. Reviewed on: 11th April 2023

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