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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

New and friendly

Great friendly company and efficient customer service and support, plus great rates and excellent support. Reviewed on: 11th April 2023

Zopa

Fantastic card easy payments no hassle Reviewed on: 11th April 2023

Straightforward company

I took a 0% deal and was kept informed all through about the state of play and potential charges Reviewed on: 11th April 2023

Amazing

Fast payments u can pay and use card straight away no 3 day waiting Reviewed on: 11th April 2023

Customer service.

I love the customer service at Zopa the team are amazing and really put you at ease to deal with anything you ask them. And they are willing to go that extra mile for you. Reviewed on: 11th April 2023

Ease and excellence

I loved the simplicity of the opening, the app is great with user friendly features. I have found them to be very helpful Reviewed on: 11th April 2023

Best credit card out there

I have a fair few credit cards, and this is the best Reviewed on: 11th April 2023

Reasonable credit providers

Zopa not just provide credit, they help in providing support to build and manage your credit. Reviewed on: 11th April 2023

Quick and easy

Zopa made the application process quick and simple! The credit card was processed and shipped to me in a timely manor and couldn’t be happier! The App is easy to use and user friendly making it easy to view your details remaining credit and other products that I may be interested! Over all really happy with the process from start to finish! Reviewed on: 11th April 2023

Goood

Thank you for the service!! I really love it…. Reviewed on: 11th April 2023

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