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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Customer service.

I love the customer service at Zopa the team are amazing and really put you at ease to deal with anything you ask them. And they are willing to go that extra mile for you. Reviewed on: 11th April 2023

Ease and excellence

I loved the simplicity of the opening, the app is great with user friendly features. I have found them to be very helpful Reviewed on: 11th April 2023

Best credit card out there

I have a fair few credit cards, and this is the best Reviewed on: 11th April 2023

Reasonable credit providers

Zopa not just provide credit, they help in providing support to build and manage your credit. Reviewed on: 11th April 2023

Quick and easy

Zopa made the application process quick and simple! The credit card was processed and shipped to me in a timely manor and couldn’t be happier! The App is easy to use and user friendly making it easy to view your details remaining credit and other products that I may be interested! Over all really happy with the process from start to finish! Reviewed on: 11th April 2023

Goood

Thank you for the service!! I really love it…. Reviewed on: 11th April 2023

Cedit card

Easy to apply for excellent app no problems with this credit card Reviewed on: 11th April 2023

Excellent!

Excellent, easy to track on app card. Reviewed on: 11th April 2023

Excellent experience easy process

Easy application excellent experience Reviewed on: 11th April 2023

Zopa is good

Zopa service delivery is excellent and no hidden charges. I will recommend them anytime, any day for good service delivery. Reviewed on: 11th April 2023

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