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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Reliable

The cards rate is very good. The app is very easy to use Reviewed on: 11th April 2023

Great card!

Really good card for someone who hasn’t got the best credit thanks Zopa Reviewed on: 11th April 2023

Never ever had any issues

Easy to use, keep track of, fair enough apr. All round brilliant company. Reviewed on: 11th April 2023

Great credit card.

Very happy with Zopa Credit card . I like the pgone app a lot , very easy and fast to use. Reviewed on: 11th April 2023

Easy, fast and transparent

Great app and easy to make payments and keep track of your balance. Very modern app and has helpful ways and tips to make you more financially savvy! Reviewed on: 11th April 2023

Brillant

Have served me well in helping me increase my credit score. Reviewed on: 11th April 2023

New and friendly

Great friendly company and efficient customer service and support, plus great rates and excellent support. Reviewed on: 11th April 2023

Zopa

Fantastic card easy payments no hassle Reviewed on: 11th April 2023

Straightforward company

I took a 0% deal and was kept informed all through about the state of play and potential charges Reviewed on: 11th April 2023

Amazing

Fast payments u can pay and use card straight away no 3 day waiting Reviewed on: 11th April 2023

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