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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Brillliant

Excellent service and fantastic customer service. Great company Reviewed on: 11th April 2023

Excellent and the app is super easy to use

I’ve had the best experience with my credit card. No hassle, app is fantastic, easy to pay whenever you want. First class Reviewed on: 11th April 2023

Got to be best credit card provider in UK

Fantastic customer service I've ever received very friendly and will help with any enquiry you ask them Reviewed on: 11th April 2023

Perfect choice

from the start customers service has been top tier so far very happy with the account Reviewed on: 11th April 2023

Best credit card

I have been using zopa credit card for 1 year and its really good for me to purchase on time. Reviewed on: 11th April 2023

Easy to use great app

Easy application and great app. Very easy to manage and stay in control of spending Reviewed on: 11th April 2023

Great credit card

Works perfect for me they really are a great credit card Reviewed on: 11th April 2023

Excellent Company

No issues with these guys at all. Excellent service from the start, happy with the card! Reviewed on: 11th April 2023

Helper

Thier credit card helped me a lot Reviewed on: 11th April 2023

Amazing

Brilliant amazing fast and effective service hassle free Reviewed on: 11th April 2023

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